Understanding Currency in Tanzania and Zanzibar 2026-2027

Currency in Tanzania and Zanzibar

• 💰 **Official Currency**, The Tanzanian Shilling (TZS) is the official currency of both Tanzania and Zanzibar. It is widely accepted in markets, shops, and small businesses.
• 💵 **USD Acceptance**, US Dollars (USD) are widely accepted in many hotels, safari lodges, and larger shops, particularly in tourist areas like Zanzibar, but it’s always best to carry Tanzanian Shillings for smaller transactions.
• 🏧 **ATM Withdrawals**, You can easily find ATMs in larger cities like Dar es Salaam, Arusha, and Zanzibar Town where you can withdraw Tanzanian Shillings (TZS). Many ATMs also accept international cards (Visa and MasterCard).
• 💳 **Credit and Debit Cards**, International credit and debit cards (Visa, MasterCard) are accepted in most high-end hotels and larger shops, but not in smaller towns or remote areas.
• 💱 **Currency Exchange**, Currency exchange services are available at airports, banks, and exchange bureaus in major cities and tourist areas. Rates may vary, so compare before exchanging money.
• 📊 **Currency Rates**, Exchange rates fluctuate, so it is a good idea to check the current exchange rate before exchanging your money.

Essential Currency Tips for Tanzania and Zanzibar

Day 1: Arrival and Currency Exchange

Upon arrival at Kilimanjaro International Airport or Zanzibar International Airport, you will find currency exchange kiosks where you can exchange your currency for Tanzanian Shillings (TZS). it is advisable to exchange a small amount of money upon arrival for immediate expenses such as transport to your hotel. Keep your USD in cash for emergency situations as USD is widely accepted in tourist areas.

Day 2: Handling Money in Major Cities

When visiting major cities such as Dar es Salaam, Arusha, or Stone Town in Zanzibar, you’ll find ATMs that dispense Tanzanian Shillings. It’s recommended to withdraw money from ATMs in secure locations such as banks or hotels to avoid any safety issues. Carrying a credit card or debit card is convenient, but make sure to carry some cash as well for smaller purchases like street food, taxis, and souvenirs.

Day 3: Zanzibar, A Tourist Hotspot

In Zanzibar, most high-end hotels, resorts, and shops will accept USD, but it’s still best to carry Tanzanian Shillings (TZS) for purchases at local markets or with street vendors. Zanzibar’s Old Town (Stone Town) and the spice farms accept cash payments in both TZS and USD. Make sure to always have smaller bills on hand when shopping at local stalls or visiting less touristy places.

Day 4: Using Local Currency During Safari

When heading out on safari in Tanzania’s parks and reserves, most remote lodges and camps will only accept Tanzanian Shillings or cash in USD. Be sure to carry sufficient cash for park entry fees, tips for guides and staff, and other activities. While larger lodges may accept cards, having cash on hand is advisable for flexibility during your safari.

Day 5: Exchange and Preparing for Departure

Before you leave, make sure to exchange any leftover Tanzanian Shillings back into USD or another currency at a local bank or currency exchange bureau. Avoid exchanging currency at airports unless absolutely necessary, as exchange rates there are usually less favorable. If you're departing from Zanzibar, you can exchange money in Stone Town or at the airport before your flight.

Currency and Travel Information for Tanzania and Zanzibar

Currency Feature	Details
Official Currency	Tanzanian Shilling (TZS)
Currency Accepted in Zanzibar	US Dollars (USD) and Tanzanian Shillings (TZS)
Where to Exchange Currency	Airports, Banks, Currency Exchange Bureaus
ATMs	Available in Major Cities & Tourist Areas (Visa/Mastercard accepted)
Credit Cards Accepted	Accepted in Major Hotels, Shops, and Restaurants
Best Time to Exchange	Before Arrival in Tanzania (for better exchange rates)

Frequently Asked Questions

Can I use US Dollars in Tanzania and Zanzibar?

Yes, US Dollars are widely accepted in Tanzania and Zanzibar, especially in tourist areas. However, it’s always better to carry Tanzanian Shillings for smaller purchases and transactions.

Are there any restrictions on carrying currency into Tanzania?

There are no restrictions on bringing in currency, but if you’re carrying more than $10,000 USD or equivalent, you’ll need to declare it at customs.

Should I exchange money before arriving in Tanzania?

It’s advisable to exchange some money before arriving, but there are plenty of options to exchange money in Tanzania, especially in major cities and tourist destinations.